Don’t Leave Home Without It: The Case for Travel Insurance
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Travel is one of life’s greatest joys, but it comes with risks. Flight cancellations, lost luggage, medical emergencies, or unexpected trip interruptions can turn a dream vacation into a stressful experience. That’s why travel insurance is not just a nice-to-have; it’s a must-have for any traveler.
As a travel advisor, I’ve seen firsthand how travel insurance can save both money and peace of mind. Here’s why I recommend it, and which providers I trust.
1. Protect Your Investment
Travel is expensive. Flights, accommodations, excursions, and tours can quickly add up. Travel insurance ensures that if something goes wrong, like a sudden illness, flight cancellation, or natural disaster, you’re not left footing the bill for costs you can’t recover.
2. Medical Emergencies Abroad
Even routine travel can have unexpected medical emergencies. Medical care in a foreign country can be extremely expensive, and your standard health insurance may not cover you internationally (trust me as someone who gave birth abroad without health insurance!). Travel insurance gives you coverage for doctor visits, hospital stays, and even emergency medical evacuation if needed.
3. Trip Interruptions & Cancellations
Life happens. Maybe a family emergency comes up, or weather forces a flight cancellation. Travel insurance protects you from losing thousands of dollars due to unforeseen changes. Some plans also cover delays, missed connections, and lost or delayed baggage.
4. Our Favorite Provider
We’ve worked with a few travel insurance companies over the years, and our top pick is World Nomads. Their plans are flexible, especially for adventurous travelers. Whether you’re on safari in Africa, diving in the Caribbean, or exploring across Europe, World Nomads offers comprehensive coverage for both medical emergencies and adventure activities that many other providers exclude, plus they have options to add “Cancel for Any Reason” coverage which is hard to beat.
5. Peace of Mind Is Priceless
Ultimately, travel insurance isn’t just about money; it’s about freedom and confidence while exploring the world. Knowing you’re protected allows you to enjoy your trip fully, without worrying about the “what ifs.”
No matter your destination, travel insurance is an essential part of planning. Personally, we lean toward World Nomads for flexibility and adventure coverage.
Don’t leave your travel investment to chance. Protect your trip, your family, and your peace of mind.
